Types of Loans

SBA 7(a) Loans -
SBA 7(a) loans are the most basic and most used type loan of SBA's business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the Agency to provide business loans to American small businesses.

SBA 504 Loans -
The CDC/504 loan program is a long-term financing tool for economic development within a community. The 504 Program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings. A Certified Development Company is a nonprofit corporation set up to contribute to the economic development of its community. CDCs work with the SBA and private-sector lenders to provide financing to small businesses.

USDA Business and Industrial (B&I) Guaranteed Loan Program -
The Business and Industrial (B&I) Guaranteed Loan program guarantees loans by commercial local lenders to businesses in rural areas. By guaranteeing loans made by commercial lenders against a portion (up to a maximum of 90 percent) of loss resulting from borrower default, the B&I Guaranteed Loan program is meant to expand the available credit for businesses. B&I guarantees can result in a number of benefits to such businesses.

We continually update our knowledge of SBA programs and policy that keeps us on the cutting edge of Guaranty financing.

We are respected as the number one SBA loan consultant in our market area as measured with lender feedback.

We have developed a niche in our market area as THE Finance Consulting firm for hard-to-place challenging loans.

We are committed to our clients and responsive to their needs; our clients success is our success.